In this video, a South Carolina workman's comp attorney explains a vital moment in your case, and why it's so important. It’s called Maximum Medical Improvement, or MMI. MMI’s often the beginning of the end of most workers' compensation cases. Maybe most important, MMI opens the door to the cash part of your settlement. BUT despite its name, MMI doesn’t always end your right to more treatment. 

We're talking about a vital moment in your workers compensation case. It’s called maximum medical improvement or MMI. It’s the beginning of the end for most workers comp cases because it opens the door to the cash part of your settlement. But despite its name it doesn't always end your right to medical treatment.

So let's talk about a little more in detail. First, what is it? Simply put it MMI is your doctor's opinion you’re as good as you're gonna get from your injuries. Now sometimes the insurance company decides that you've reached MMI before you do or even the doctor. Don’t let the insurance company shortchange your health. Hire an experienced lawyer to protect your right to the medical care you need.

So why is MMI so important? Well there's four main reasons.

First it gives the insurance company the right to stop your weekly check called temporary total disability or TTD.

Second, hopefully, you get to go back to work and even if you've got permanent restrictions hopefully you can work in some capacity. But if your restrictions keep you from doing your job you might qualify for permanent total disability under comp which you need an experienced lawyer to help protect your rights to those extensive benefits.

Third, it's usually time to begin the cash part of your settlement. At MMI the doctor usually assigns a permanent impairment rating. We use that rating and other evidence to develop a permanent disability estimate to maximize the money part of your settlement, which is called permanent disability compensation.

And forth, usually MMI means the insurance company has the right to stop your treatment but not always. If you're seriously hurt you may qualify for post MMI care if it helps your condition, like if you need pain medication to keep you working.

MMI often moves your case towards a conclusion if you're worried about protecting your rights to medical care under workers comp or you're worried about just handling the insurance company in general or you’ve just got questions about your case feel free to start a live chat or send us an email right where you are so we can start answering your questions and see what we can do to help. I thank you for thinking about this with me and I hope I see you soon. 

Rob Usry
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Rob is a Spartanburg personal injury lawyer. Rob also practices as a workers' compensation attorney.