If you're the victim of a hit and run wreck or find out the at-fault driver had no insurance, it's not the end of the road for you. Find out why- and the surprising source of compensation for your injuries- in this revealing video from Spartanburg, South Carolina car wreck lawyer Rob Usry.
Here's a question we get a lot: “where does the money come from if I'm the victim of a hit-and-run or the at-fault driver doesn't have any auto insurance?” the answer is your own auto policy helps you out. Every driver in South Carolina has to carry a type of coverage called uninsured motorist coverage which compensates you when the at-fault driver can't be caught or he doesn't have any insurance. in some situations uninsurance can be stacked which means you can use up all the uninsurance on the car you were riding in and then collect the limits from the other cars with uninsurance in your household until you're fully compensated or until you use up all that coverage. And in some situations you can even use a type of coverage you might have called “under insurance” if you don't have enough uninsurance. The law of uninsurance coverage and under insurance coverage and stacking can be very complex. if you get hurt real bad by a hit-and-run driver or an at-fault driver who has no liability insurance you, should go to an experienced South Carolina car crash lawyer who can explain all your options under all the insurance coverage you have and protect your rights to it.
Thanks for listening to me today and I'm gonna remind you if you got any other questions about car crash claims, feel free to call us, or you can start a live chat or e-mail with us and you can always download our free report on South Carolina car crash claims called I Just Got in South Carolina Car Accident Now What which covers a lot of issues in these cases you can find a place to download it on the right hand side of your screen on our site there and you just download it from the section called free offers. Thanks so much.