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Worth Fighting For: Workers Comp Total Disability Benefits

A SC workers comp lawyer describes the benefits you can get if you're found totally disabled under workers comp- and why you'll probably need a trained professional to help you get them.

Transcript

Workers who were hurt the worst on the job get the most workers compensation benefits. They’re called permanently and totally disabled. We talked about how you can qualify for that on other parts of our website and we also call permanently and totally disabled PMT. there's two primary benefits you get if your PMT. disability income and lifetime medical care.

Disability income is not social security. Under workers compensation you get up to 500 weeks of what works out to be about two-thirds of your average weekly wage. For most injuries if you qualify you can get that in a lump sum. The exception for that is brain injuries and paralysis. You can't get those disability incomes in a lump sum but you do get that disability income for life. The second part lifetime medical care is for medical care related to the injury that disables you. That’s paid by the insurance company for the rest of your life, so if you got disabled because of a back injury all your back treatment is going to be on the insurance company. But if you catch the common cold or even cancer you're going to have to find a way to finance that treatment yourself.

If you qualify for permanent total disability benefits the insurance company has a lot to lose. You can count on fighting it tooth and nail. If you think you have an injury that might qualify for permanent and total disability you're going to need somebody to fight a fight you're too hurt to do. you're going to need somebody who can convince a skeptical and greedy insurance company they're going to have to pay you the maximum benefits allowable and if that doesn't work convince a commissioner that it's legally the right thing to do. Call us let us, know what we can do to stand up for you. I thank you for thinking about this with me.

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