Being hurt at work is a frightening experience. You worry about your health, your family’s future, and your future employment. As the medical bills start to pour in, you may worry about how you will pay for it all and how you will continue to support your family.
The South Carolina workers’ compensation law requires most employers to provide workers’ compensation benefits for workers hurt on the job. The benefits are almost always paid by the employer’s insurance company, not the employer directly.
Workers’ compensation provides injured employees with 3 main benefits:
- Medical care for the injury at no charge to the employee.
- Disability Income. If the doctor determines you can’t work for at least 8 days as a result of the injury, or gives you work restrictions your employer can't accommodate, you should get a weekly benefit check for 2/3 of your average weekly wage. This can help keep you financially afloat while you heal.
- Money Compensation for Permanent Disability. Permanent disability can be partial or total. An experienced workers’ compensation lawyer can help you maximize this final benefit.
The most severely hurt workers may qualify for additional benefits:
Permanent and Total Disability. If your injury was severe enough to permanently disable you from working your current job, you may be eligible to receive long-term disability benefits, including lifetime medical care for your work injuries. If so, you can be sure the employer’s insurance company will fight to pay you as little as possible- and with injuries as serious as yours, you need to focus on recovering as much of your health as possible and learning to live with your new limitations. Because total disability benefits can be complex- and hard to get- you owe it to yourself and your family to have an experienced workers’ compensation lawyer looking out for you.
Workers’ compensation is designed to provide benefits swiftly and easily to injured workers, but it doesn’t always work that way, especially when severe injuries are involved. At Holland & Usry, we vigilantly protect injured workers’ rights to the full benefits they deserve. We will thoroughly present the extent of your injuries to maximize your compensation.
If you or a loved one is hurt on the job, call the Spartanburg workers compensation lawyers at Holland & Usry at 582-0416 or toll free at 888.230.1841, or send us an email, or start a live chat to schedule a free consultation to discuss your case.