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Underinsurance: South Carolina's Most Important Type of Auto Insurance

Did you know that South Carolina law requires drivers to carry only $25,000 in liability insurance coverage? Underinsurance (UIM) is designed to protect you from at-fault drivers who don't have enough insurance to cover your injuries. Learn more about UIM in this video.

Transcript

Let's talk for just a minute about the most important auto insurance you can buy. It's called under insurance or UIM. The reason why it's the most important auto insurance you can buy is, it's designed to protect you from at-fault drivers who don't have enough insurance to cover your injuries. Did you know South Carolina law only requires drivers to carry $25,000 and liability insurance? Suppose you're driving along and you get crashed into by one of those drivers carrying that little insurance who leaves you with a one-hundred-thousand-dollar hospital bill. If you don't have UIM you're probably stuck with $25,000. But if you have under insurance you've got hope. it's on your policy and once the liability insurance settlement is paid UIM steps in to fully compensate you for your injuries or at least get you paid more than you would have gotten without it.

 This is important, take a look at your policy, call your agent, if you've got UIM you may need more if you don't have it you need it now. disaster could be literally lurking right around the corner and after the accident it's too late. This is about protecting you and your family from irresponsible drivers who aren't looking out for you. For more information on UIM and South Carolina car crashes feel free to check out the free report that I wrote you can get on our website its right there on the right hand side of the site under free offers. It answers more questions about you IM and other questions that we get asked a lot about these cases.

Rob Usry
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Rob is a South Carolina personal injury and criminal defense lawyer.

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