Yes, if you present them the right way. The law gives you the right to future medical care if you can prove it is reasonably certain to be needed. Note: future medical care in workers’ compensation (work injury) cases is covered elsewhere on this website.
To get money for future medical care, you will need an experienced personal injury lawyer who knows how to:
- Analyze the medical records for evidence of your future needs,
- Meet with your doctors to develop a treatment plan for your future care,
- Then obtain a cost estimate for your future treatment.
For grievous injuries requiring extensive lifelong care, your lawyer may even retain an expert called a life care planner. Life care planners often have a nursing background. Their job is to develop a thorough, convincing plan proving your needs and the cost into the future.
The amount of your future medical care must be reduced to present value. That means a discount from the total lifetime costs, because a personal injury settlement or verdict gives you all the money now—instead of paying charges as they come in—and that money can increase in value if invested conservatively. As they say, “A dollar today is worth more than a dollar tomorrow.”
We Make Sure Your Future Health is the First Priority
If you’ve got an injury requiring future care, chances are you’ll need help to convince the insurance company it needs to pay for that care. That’s what accident attorneys are for, along with removing your additional strain of dealing with unreasonable, demanding adjusters and the worry you’ll mess up your claim. Rest assured we do this for a living, and we’ll protect your rights and deal with the insurance company so you can reclaim your life or adapt to a new way of living as best you can.
Feel free to email us from right where you are. You can arrange a free, confidential meeting, where we can talk about how to protect your rights to getting future care paid and how to maximize your compensation for everything you’ve been unjustifiably put through.