It’s your worst nightmare. First, you got seriously injured on the job. Then, you went through the hassle of filing a workers’ compensation claim so that you can get payment from your employer to cover the high costs of your injuries. Now, when you receive the denial in the mail for your Gaffney workers’ compensation claim, your heart sinks.
If you’re like many people who were hurt at work, you trusted that your employer would take care of all of your costs. When you’re denied workers’ compensation benefits, you may be devastated. Suddenly, worries creep in about the future of your family and how you will pay for your mounting medical bills.
Knowing why Gaffney workers’ compensation claims are denied can help you avoid this scenario. Here are three common reasons:
- The injury did not happen at work. It may be obvious to you that your injury happened on the job, but to your employer’s insurance company, it may not be. You must prove that the injury occurred while you were on the clock at work. Not doing so may cause your claim to be denied.
- The injury did not happen because of your work obligation. You must also show that your injury happened because of something associated with your employment. For example, if you fell, you must prove that you were engaged in work-related activity at the time of the accident. This can be very difficult.
- The injury was not reported in time. It is crucial that you report your injury in a reasonable amount of time. In South Carolina, you only have 90 days to report your claim. And you've got to make sure the paperwork is done right.
There is a lot that goes into a workers’ compensation claim in South Carolina. When you need help after an accident at work in Gaffney, contact a workers’ compensation attorney to help guide you through the process and give your claim the voice it needs. Call us today toll free at 888-230-1841 or 864-582-0416 to schedule your appointment.