South Carolina employees who get paralyzed by a work injury can get extensive workers' compensation benefits. Paralysis benefits in workers' compensation can include paying for home modifications to make it more handicapped accessible, or even a completely new home. But you've got to prove your case for these benefits to get them, and you can expect the workers' comp insurance company to fight you for them. In this video, South Carolina workers' comp attorney Rob Usry explains what you've got to prove to qualify.
Hey folks we're talking about how employees who are paralyzed in a job injury can qualify for workers comp benefits to help pay for a new home or modify your current one.
Workers comp insurance can help pay for a new home. The benefits, or the money, comes from your financial benefits. To get it you've got a proof, number one, it's in your best interest. That likely means you've got to prove getting a new home will be cheaper than modifying your current one. Number two the cost is reasonable expect to get several reputable builders to make an estimate of the cost of your home, along with input from your doctors and your therapists about what you need. Number three, the cost won't take too much of your future financial benefits. Because your benefits will run out sooner you need to be able to assure the commission it won't leave you destitute in the end. Number four, it won't create a hardship for the insurance company don't worry about that too much. The insurance company's got plenty of money, they're just not gonna let you get those benefits without a fight.
The insurance company can also pay for modifications to your current home if you qualify. The money for that comes from your medical benefits. To get it you've got to prove you can't live in your current home without the modifications and modifications folks look for in this situation include handicap showers and baths, wider hallways and stairs, stairway lifts, and other therapeutic and exercise equipment to help keep you in the best possible condition.
If you need any of these benefits don't go it alone you only get one shot at getting them and you've got to prove your case the right way. You can expect the insurance come he is going to wage war against you to prevent you from getting them get a professional on your side to present your case convincingly to help you get these critical benefits. I thank you for thinking about this with me and I hope I see you soon.