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Holland & Usry, P.A.

I was in an accident and sustained a traumatic brain injury. How will I possibly pay all the medical bills for it?

It depends, but don’t be frightened it’ll all come from your pocket. You’ve likely got some good options to help you pay them.

If Your Brain Injury Is From a Work Accident

Stop worrying—this should all be paid by your job’s workers’ compensation insurance.

Make sure you notify your job to get benefits started. If you miss the deadline, you could give up extremely important rights that can impact you and your family’s future.

For more answers to questions you may have—or should have—about work injuries, download our FREE BOOK on workers' comp cases.

If You Were Hurt in an Accident Outside Work

For car, motorcycle, trucking, slip or trip and fall, or similar accidents, here’s where to start looking for pay sources. Read the whole thing, as you might have more than one option.

1. Health insurance. If you’ve got it, use it. This is what it’s for. And, it pays a whole lot quicker than an injury case settlement, which can be a long and drawn-out process.

Using it will keep you from worrying if your medical care will get cut off for lack of funds. While you may have to repay health insurance from your settlement, it’s still your best bet.

2. Medicare, Medicaid, or other government benefits. Use this for the same reasons as number 1 above.

IMPORTANT NOTE: If you’ve got health insurance, Medicare, Medicaid or other government benefits, DO NOT take “no” for an answer from a provider who says they’ll just wait to get paid from your settlement. Explain to them they agreed to take these benefits long before you got hurt, and that’s what they’re for. If they still refuse, just politely tell them you will call your health benefits provider to help them get it straightened out.

Remember, you’re doing nothing wrong—you’re just trying to help the system work the way it should, and most importantly, protect yourself.

You need to keep providers out of your settlement as much as possible. You’ll need that money to make up for lost income and potentially help pay for future medical care.

3. Ask the hospital for help. Hospitals know brain injury care can bankrupt most patients and the hospital needs to be paid, too.

Many hospitals have a “benefits coordinator” or similar person whose job is helping folks like you.

Even if you’ve got a pay source, you should talk with the benefits coordinator. She might be able to find financial aid or bill forgiveness programs within the hospital to wipe out medical debt, or help you qualify for public assistance or government benefits to help pay.

The benefits coordinator might offer much-needed help in pointing you to programs that give aid and support to brain injury survivors and their families.

We’re Here to Help

Figuring out how to pay for brain injury care is just the tip of the iceberg. Due to the huge costs and losses from these injuries, you need a legal professional to protect your right to the compensation you need.

Don’t risk sinking your one chance at securing payment of past and future medical care, plus compensation for lost income and the harm done to your life.

You need answers. You might not even know the right questions to ask. We can help you with your legal problems and help you get support for the others associated with brain injury. To get an idea of how we treat people, read the reviews on a website we don’t own. To contact us, do what’s easiest for you, call toll-free at 888-230-1841 or fill out a Get Help Now form.

 

Rob Usry
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Rob is a Spartanburg, South Carolina personal injury and criminal defense lawyer.

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