Yes. But here’s a warning for hit-and-run victims: you’ve got to satisfy some extra legal requirements set by South Carolina law.
Here’s where your settlement comes from, which may surprise you. South Carolina mandates all motorcycle insurance policies contain coverage called uninsured motorist coverage, or UM. UM pays settlements when you’re hit by a driver without insurance or a hit-and-run driver.
Before you get excited thinking you’re home free because you’re dealing with your own insurance you paid for, here’s a shocker.
The Shocking Truth About South Carolina Motorcycle UM Claims
Your own insurance turns against you. It doesn’t matter you’ve paid thousands in premiums over the years, or that you’re a loyal customer. In the world turned upside down of accident injury cases, this is a situation where it seems the customer is always wrong.
You’ll be faced with an adjuster trained to get the insurance company out cheap and quick, even if it means they're cheating their own customer. Due to prejudice against riders and many other good reasons, you need an experienced motorcycle accident attorney’s advice.
Don’t risk torpedoing your case. We’re Spartanburg South Carolina motorcycle accident attorneys, and we’re here to help you. Get your questions answered with no pressure to hire us. You can contact us with a live chat, fill out a Get Help Now form, or call toll-free at 888-230-1841.
Find out how these cases work by downloading our FREE BOOK on crash cases, which we offer as a service to you.
Good News! You May Have More to Lose Than You Think
The best thing about UM is, you might be able to increase your settlement with money from UM policies on other vehicles in your household. You’re not limited to coverage on just your motorcycle—it can be other motorcycles, cars, or trucks. This is a complex legal tactic called stacking. And as you have already seen, your insurance company is not going to help you with this.
You need a skilled motorcycle accident lawyer to analyze your policies to protect your rights to maximum coverage and help you obtain full compensation for your injuries.
If you’ve been seriously hurt by a hit-and-run driver or a driver with no insurance, you’re already double-victimized. Don’t set yourself up to be triple-victimized by your own insurance company.
It won’t cost you a thing to get your questions answered by us. Call toll-free at 888-230-1841 or fill out a Get Help Now form to get started. You can also schedule a FREE, EASY strategy session where we won’t pressure you to hire us.