When your spouse is hurt in an accident, you hurt too. South Carolina law recognizes this, allowing recovery for you called “loss of consortium” in most cases. It doesn’t matter whether it’s a car or tractor trailer accident, a slip and fall, medical malpractice, or any other accident. The exception is workers’ compensation, which does not allow this recovery.
Loss of consortium basically compensates for damage to your married life caused by the accident. Let’s look at it in a little more detail.
The Basics of Loss of Consortium Claims
Loss of consortium measures the loss of the close, intimate, and harmonious marriage relationship, including:
- Love and affection. Folks in solid marriages know this goes way beyond sex. It’s the little things like hugs and smiles an injured spouse can’t give.
- Companionship. Losing the person you chose to walk through life with even temporarily can be crippling. When severe injuries change that relationship forever, it can be devastating.
- Comfort. We all need reassurance and rest. Badly hurt spouses can give neither.
- Help with life. Most folks just aren’t prepared to go it alone, especially in raising children, running a household, keeping a home clean, and maintaining a nice yard. A good spouse is also your vital sounding-board and chief collaborator in the landmark decisions and plans of your life.
You Need Help
If you’re wondering about being compensated for the mountain of strain, responsibility, and loneliness that’s landed on you, you’re already painfully aware you’re on your own. You don’t have to shoulder the entire burden of getting your family’s case settled. Don’t make things worse on yourself by adding another task to your overwhelming list.
Taking on an insurance company while trying to care for your spouse, work, and run a home alone is like taking on an 800-pound gorilla with your hands behind your back. Call us at (888) 230-1841 or (864) 582-0416 so we can lighten your load and free you up to do the important things in life. If you don’t have time, start an email or live chat right where you are and we can schedule a time to come to you.