Good news is in short supply when you’re the victim of a South Carolina car or motorcycle accident. It can be worse when you’re a pedestrian or bicyclist—your injuries are often worse, and you’re worried about your rights. Relax, you’ve got the same settlement rights as anyone, whether you're a walking on the street or riding a bike. You qualify for a settlement from the at-fault drivers' liability insurance policy.
Passengers are equally protected. The same holds true for folks who get hurt in a car accident after they borrow a vehicle.
And if you get hit by a car with no insurance, you can get a settlement from your own insurance policy, as we helped a nice lady do when she got run over by her sister's abusive boyfriend.
It takes hard work to get a settlement, because you're faced with a hardnosed insurance company that makes money by cheating wounded victims out of settlements they should get. That's why I developed a process to streamline settlements for my clients who get hit as pedestrians in South Carolina car accidents.
There's more good news for you- I'm a Spartanburg, South Carolina car accident attorney, and I wrote a book on these cases to answer questions folks like you have about your case. Better yet, it's FREE, and you can download it here.
The Even Better News for Certain South Carolina Car or Motorcycle Accident Victims
There may be another source of recovery if you’re seriously injured in an accident while:
- Driving a car or motorcycle you borrowed with permission, or
- A passenger.
- A pedestrian.
You might be able to use your own policy to help pay for your injuries—if you’ve got the right coverage. It’s called underinsured motorist coverage, or UIM. It’s so important I’ve written an article on how it works.
The fact your car isn’t in the wreck doesn’t matter. You can even use UIM if you weren't in a car at all- like this case where we got UIM to help a child hurt badly on a bicycle. All that’s required is: your crash injuries are extensive enough to use up the at-fault driver’s policy, requiring more money for a proper settlement. To get that additional money, you turn to your policy.
As I reveal below, using your own insurance is no cakewalk. You're still dealing with a ruthless insurance company, and the fact it's it's your own makes no difference. Find out how we can help you discover if you've got UIM, and answer any other questions you have. Call toll-free 888-230-1841 or fill out a Get Help Now form to get your questions answered in a FREE, NO PRESSURE strategy session with a Spartanburg, South Carolina car accident attorney.
This May Be the Best News if You Borrowed a Vehicle or Rode as a Passenger
You also have access to any UIM on the vehicle you rode in, be it a car, truck or motorcycle. And if you are related to and live with the vehicle’s policyholder, you might qualify for even more coverage through stacking. You can also use UIM from your policy, but you can't stack it.
Wondering how you'll handle the insurance company in your case? Read below for the ugly truth on how they'll handle you. Call our Spartanburg car accident attorney toll free at 888-230-1841 to get your questions answered for free.
Simple, But Not Easy
While UIM seems like a gift, it’s not. Even though it’s your own policy, you’re still dealing with an insurance company. When you turn to them, they turn on you, contesting your right to what they owe. That’s why you need an experienced attorney to help you find all coverage and prove your right to be paid by an insurance company that makes money by not paying you.
UIM and an Experienced South Carolina Auto Accident Attorney Can Make All the Difference
As an example how complicated and vital UIM can be to severely injured passengers, read how we helped a young boy get extra money in a single-car wreck.
When you take on a case alone, you're not much of a threat to the insurance company, they are a threat to you. See how we can lighten your load and get you out off the hard, dirty legal work dealing with sleazy tactics from your own insurance company. Schedule a free, no-pressure strategy session to discuss your case with a Spartanburg car accident attorney by calling 888-230-1841.